I read this book to help me understand my debt situation, to learn what my options are, and to get some general advice from someone who knows what they are talking about. I am now able to make the most of my financial future with my own money and am able to create a plan that I can stick with. I have saved and now can continue to save so I can invest in myself.
If you are like me, you have a ton of debt and are struggling to figure out where to start. The 12th edition of this book does a great job of answering these questions and explaining the pros and cons of different debt programs. It’s definitely worth picking up, and a great investment if you are in debt.
Personal finance is a topic that is surprisingly difficult to cover in the first place. When it comes to money, most people want to have it in their financial future, but the reality is that it’s one of those “should I have it or don’t have it?” questions. Personally, I think there are a lot of answers to that question, but I find it a little more confusing to work through all of the things you can and cannot have in your life.
My advice? Get the book, and dive in. I know there’s some stuff in it you will hate, but it’s a good way to get a general idea of what it is you are looking for and what you need. I highly recommend it if you are in the market for personal finance.
I think the first one on this list is a bit questionable. But I will say that if you are really looking for a great start on your finances, I highly recommend the 12th edition of Personal Finance by Kapoor. It is a very thorough and comprehensive reference guide to all sorts of topics, and it covers quite a few areas of finance that I have personally found myself in need of assistance with.
Personal Finance by Kapoor is one of those books that I bought for purely personal reasons. I was researching investing for a class and it was fascinating how Kapoor’s book made the process very simple. It is a good reference book for those who want to get a quick primer on some of the topics it covers, but it is also very useful for anyone who wants to start investing for the long-term. You can search for “Personal Finance by Kapoor” on Amazon.
I did find this book to be a bit overkill for my personal finance needs, but it is a useful reference for anyone who is trying to get into investing.
For me personally, Kapoor’s 12th edition is a bit of a waste of time. It’s too long, and it’s in a format that can only be read in one sitting. It is also very different from what I was used to reading about.
I suppose there is some truth in the argument that the 12th edition is a bit of a dead-end. People who are trying to get into investing might have a bit of a tough choice between reading a book that is a bit too long and an overbearing book that is too hard to get through. For me, I couldn’t justify the time I spent reading the 12th edition and I definitely did not feel like I made progress.
I know it is an old book but reading it was like being handed a lifetime of knowledge. Its so much better than all the other books I have read or the videos I have watched, its like being given the keys to a new kingdom. I have no idea how or why but its so nice to know that I have that kind of wealth.